Infinitum Owners Program — Recruiting Leads, Real Ownership, Built to Scalef
For U.S. agency leaders & downline builders

You're building someone else's empire.
Let's build yours.

Watch how proven team-builders plug their downline into a recruiting-lead engine and an ownership pathway — so the team grows without the manual prospecting grind, and overrides finally become ownership you actually keep.

Your VSL goes here

Application-only · No-obligation conversation · You leave with a clear plan either way

Recruiting leads to your team Day-one vested renewals Own your agency Ownership pathway
Welcoming leaders & teams from WFGPrimericaFamily First Life SymmetryPHPEquisIndependent IMOs
The two traps

Every other model boxes leaders in. One of two ways.

You've probably lived one of these. The talent was never the problem — the model was built to cap you.

Trap 1 — Old-School Builders

Build forever. Own nothing.

  • No renewals on the policies you write — zero residual income for the book you built.
  • Policy fees stripped off the top before you're paid, every single case.
  • Promotion caps and volume caps keep your title — and your check — small.
  • The odds of ever reaching the top are brutally thin, by their own numbers.
  • You never own your clients or your agency. Walk away with nothing.
Trap 2 — New-School Lead-Gen

Rent your leads. Eat the chargebacks.

  • You buy your own leads — often recycled — just to keep producing.
  • Everyone starts near top comp, so there's no real incentive to train you.
  • Little to no generational overrides. Someone passes you? You make almost nothing.
  • Carriers pay agents directly, so chargebacks hit you — or even your upline — with no control.
  • No overrides in states you're not licensed/appointed in. No legacy income.
Head to head

What you get here that they can't give you.

Same effort. Same talent. A model built so the person who builds it actually owns it.

What matters to a leader
Old-School Builders
Lead-Gen Shops
Infinitum
Done-for-you recruiting leads
Cold-prospect your own recruits
Little recruit-lead support
Fresh, exclusive, never resold
Renewals / residual income for life
Often none
~Limited
Paid every year, life of policy
Overrides across every state
~Hierarchy limited
Only where you're licensed
We run payroll — paid anywhere
Chargeback control
~Carrier-driven
Hits you / your upline
Managed in-house
Own your clients & your agency
Captive
Usually not
Saleable, with a beneficiary
An ownership pathway, not just overrides
No
No
AOG ownership pathway
Keep your title — no demotions, no quotas
Drop back down
~Varies
Earn it, keep it
Recruit unlicensed, licensed & whole teams
~One lane
~Mostly licensed only
All three — tribrid model

Comparison reflects common structures across builder and lead-gen models. Your contract terms govern.

The Owner's Flywheel

Leads in. Ownership out.

The only platform that hands a proven leader two things at once: a done-for-you stream of recruiting leads so the team compounds without manual prospecting, and an ownership pathway that turns overrides into an asset you keep.

01 / THE LEAD FLYWHEEL

Recruiting leads, delivered to your team

Stop recruiting one agent at a time. A done-for-you flow of recruitment leads — prospective agents ready to hear the opportunity — feeds your team, so your downline compounds without the manual prospecting grind. Fresh, exclusive, and never resold, with a mobile app, calendar booking, and built-in 7-day follow-up, plus branded recruiting funnels and done-for-you onboarding.

Leads come to the leader
02 / THE OWNERSHIP TRACK

Day-one vested renewals & an ownership pathway

Your renewals are vested from day one — yours to keep, sell, or pass on, not your upline's. You own your clients and your agency, with real saleable value and a contractual beneficiary. And overrides convert into a real ownership pathway through our AOG (Associate Owners Group) partnership — an enterprise advancing toward IPO readiness — subject to eligibility and program terms.

Overrides out. Ownership in.
03 / THE BUILDER SYSTEM

Turn producers into agency owners

The recruiting and duplication playbook that scales a team: proven sales and recruiting scripts, live mentorship, a GoHighLevel-based CRM and automation stack, and a branded compensation calculator — so your producers close faster and your builders duplicate.

Done-for-you infrastructure
04 / COMP & OVERRIDES

Top contracts, overrides across every state

Top-tier independent-agency contracts and a transparent override structure on 7 agency levels. Because we run our own payroll, you're paid across states even where you're not personally licensed, with chargebacks managed in-house instead of landing on you — plus bonuses for builders, producers and owners.

Paid like a builder
7.5×
Potential agency valuation in our model*
2–3×
Typical industry valuation — only if you find a buyer
3 ways
Own your clients, your agency & equity programs

*Illustrative, based on residual and agency-income formulas; subject to qualification, minimums, and contract terms.

Built different

The details leaders actually care about.

No quotas

No monthly minimums hanging over your head to keep what you earned.

Keep your title

Reach a level, keep it. No getting bumped back down on a slow month.

Bonuses & rewards

8 bonus tracks for builders, producers and owners — plus carrier bonuses, all-expenses-paid trips, even a Rolex.

Tribrid model

Recruit unlicensed, licensed, and full teams of licensed agents.

Full back-office

Payroll, transparent commissions, deal tracking, scoreboards, CRM, quoting, training.

First-mover timing

Get in early on the U.S. expansion of a young, fast-growing company.

Same sale, different paycheck

What your newest agent actually earns.

Illustrative comparison on the same $1,800 premium sale. Higher entry contracts mean every agent you recruit earns more — and stays.

Typical entry-level contract
$450–540
a new agent at a 25–30% entry contract
  • Entry contracts often start at just 25–30%
  • Policy fees skimmed before you're paid
  • No renewals — the book stops paying
  • Hierarchy overrides thin out fast by generation
Infinitum model
$1,260
the same sale at a 70% entry contract
  • Agents start at 70% — nearly 3× per sale
  • Full premium, no policy-fee skim
  • Renewals paid every year for life of policy
  • Overrides on 7 levels, competitive carrier ratios

Illustrative only. Actual commissions vary by carrier, product, client age, coverage, and contract level. Not typical or guaranteed; your contract terms govern.

Why now

A once-in-a-generation window — and it's closing.

Three forces are converging at the same time. The leaders who consolidate teams now win the decade.

400K+
U.S. insurance roles projected to go unfilled as the workforce retires.
BLS data via Jonus Group / Lyneer / WAHVE, 2025
~62
Average age of an independent annuity agent — and only ~15% of new advisors stay past four years.
LIMRA, 2025
100M+
American adults are uninsured or underinsured and say they need more coverage.
LIMRA & Life Happens Barometer, 2025
~62%
Use social media to research insurance — validating digital recruiting and client acquisition.
LIMRA / Life Happens, 2026
$17.5B
New individual life premium in 2025 — a record. The product market is growing, not shrinking.
InsuranceNewsNet, 2025
Now
IMOs are consolidating. Come in early and capture ownership — instead of becoming an employee of someone else's roll-up.
The founding-leader window
Meet the founder

The leader who built it — and is handing you the keys.

This isn't a corporate recruiter reading you a brochure. It's a top producer who built a thousand-agent organization from nothing — and still sells at the highest level.

Louis-Xavier Savard speaking on stage at a Signature Financial Group event

Louis-Xavier Savard

Founder & President · Signature Financial Group

"I started at 18 with a phone and a list. I've built an organization of more than 1,000 agents and earned at the highest level in this business. Now I'm bringing that machine to the U.S. — and handing the keys to leaders ready to scale."

Louis-Xavier didn't inherit a downline. He started at 18 with nothing and built Signature Financial Group from a solo advisory career into a multi-disciplinary organization spanning insurance, investments, real estate and tax — with hundreds of advisors and a national footprint.

He's not only a builder — he's a top producer and seven-figure earner: the rare leader who can sell at the highest level and teach a team to do the same.

Today he's bringing that entire system to the United States — the fresh exclusive leads, the renewals for life, the seven levels of overrides, and real ownership — and personally backing the leaders who move with him.

0
Agents recruited & led
0
Annual income earner
0
Companies founded & operated
0
The age he started

Income references reflect Louis-Xavier's own individual, exceptional results and are not typical or a guarantee of what any other person will earn. Results depend on effort, skill, licensing, and market conditions.

From first call to scaling

How leaders make the move.

No long courtship. If you're a real leader with a real team, the path is short and the upside is immediate.

STEP 01

Apply

Tell us about your team, your production, and where you're stuck. We review every application personally.

STEP 02

Strategy call

We map your downline onto our platform — leads, overrides, ownership — and show you the math on day one.

STEP 03

Transition

We handle contracting, licensing support, and onboarding so your team moves over clean — no momentum lost.

STEP 04

Scale

Recruiting leads start flowing, your downline grows, and you build an organization you actually own.

Honest filter

This isn't for everyone.

We protect the leaders already on the platform. So we're direct about who thrives here — and who shouldn't apply.

This is you if…

  • You already lead a team and want to bring them with you
  • You're tired of recruiting one agent at a time in the DMs
  • You want renewals, overrides, and an agency you can sell
  • You want to stop eating chargebacks you can't control
  • You're licensed (or coachable and ready to be) and ready to move fast

Not the fit if…

  • You're looking for a get-rich-quick shortcut
  • You won't put in the recruiting and leadership work
  • You want guaranteed income with zero effort
  • You're not willing to lead and develop people
Limited leadership seats

Claim your territory.

Tell us about your team. If it's a fit, we'll aim to get you on a strategy call within 48 hours and show you the numbers.

For licensed insurance professionals — or those ready to get licensed. This is an independent business opportunity, not employment, and not a guarantee of income.

Your renewals are vested from day one — if you ever leave, you keep what you've built. The application call is a no-obligation conversation: you'll leave with a clear plan either way.

Personal review · No spam · We reply within 48 hours

✓ Application received. Watch your inbox — a member of Louis-Xavier's team will reach out within 48 hours.
InfinitumOwners Program

Building the platform for the next generation of agency leaders across the United States.

Apply to Lead →

Important disclosure. The Infinitum Owners Program is an independent business opportunity, offered through Signature Financial Group, for licensed insurance and financial professionals in the United States (or those willing to become licensed). This page is not an offer of employment and not a guarantee of income. Compensation depends entirely on individual effort, sales results, recruiting, persistency, and applicable contracts, licensing, appointment, and regulatory requirements in your state. Income, premium, and earnings figures attributed to the founder reflect his own individual, verifiable results as a top producer and agency owner; they are exceptional, not typical, and are not a promise or projection of what any other person will earn. Lead programs, contract levels, renewals, override structures, bonus tiers, equity or ownership programs, agency valuations, and any legacy or beneficiary program are subject to eligibility, qualification, minimums, carrier and contract terms, underwriting, persistency, and availability, and may change at any time. Any equity, share, ownership, legacy, or valuation reference is subject to written program terms and eligibility and is not an offer or solicitation to buy or sell a security. Examples, valuations, and comparisons are illustrative, reflect general structures common to builder and lead-gen models rather than any specific company, and are not typical or guaranteed; your actual contract terms govern. References to other organizations are for general comparison only; all brand names are the property of their respective owners, and no affiliation, sponsorship, or endorsement is implied. By submitting the application form, you consent to be contacted by phone, text, and email as described above; consent is not a condition of any purchase. Nothing on this page is financial, tax, or legal advice.

© Infinitum Owners Program · Signature Financial Group. All rights reserved.